HDB is an integral part of the wider greek financial sector focusing in the design, implementation and management of specialized financial actions through the application of innovative financial instruments, delivered by financial institutions to the small and medium size enterprises.

 In this context, the company pools its own funds together with the funds allocated for this purpose by the European Union’s Structural Funds and/or our national resources.

So far, HDB’s business model covers the following functions :

– Design, implementation and management of Portfolio Funds, i.e. independent financial schemes of specific purpose and implementation schedule

– Development and management of loan funds or loan programs within or outwith of a Portfolio Fund umbrella.

– Development and management of guarantee funds or guarantee programs within or outwith of a Portfolio Fund umbrella.

– Combination of the above.

The business agenda of HDB is subject to consultation, agreement and monitoring (including the allocation of funds) by the respective co- financing authority.